With the aim to become your financial guide, we offer you a new saving option in our bank. The “Deposit plan 3, 6, 12” is a flexible way of saving taking into consideration personal expectations (for earning) and future plans. The “Deposit plan 3, 6, 12” is an opportunity to work out a saving plan of deposits in Litas to suit you best.
Besides, by saving your funds on the “Deposit plan 3, 6, 12” you will earn up to 0.90 percentage point higher interest compared to a standard term deposit.
- The “Deposit plan 3, 6, 12” means term deposits when the customer’s funds are divided into two or three deposits of different terms;
- By drawing up the “Deposit plan 3, 6, 12” you will earn up to 0.90 percent higher interest compared to a standard term deposit for a single term;
- Under the “Deposit plan 3, 6, 12” you can make term deposits in the National currency for 3, 6 or 12 months’ term. The minimal deposit amount is LTL 100.
- The interest from the “Deposit plan 3, 6, 12” may, upon the depositor’s request, be paid out on a monthly, quarterly basis (even before expiry of the agreement term) or at maturity respectively following the plan drawn up.
- You can draw up the “Deposit plan 3, 6, 12” jointly with another person. The co-depositors may opt for the possibility to use the deposit either by visiting the bank together or each separately.
Interest on the “Deposit plan 3, 6, 12” (valid from 09 02 2012)
In case the funds are divided in three deposits:
| Term | Interest rate in LTL currency | Standard interest rate in Litas to compare |
| 3 months | 1.10 % | 0.80 % |
| 6 months | 1.40 % | 1.10 % |
| 12 months | 2.00 % | 1.70 % |
In case the funds are divided in two deposits:
| Term | Interest rate in LTL currency | Standard interest rate in Litas to compare |
| 3 months | 1.00 % | 0.80 % |
| 6 months | 1.30 % | 1.10 % |
| 12 months | 1.90 % | 1.70 % |
How does the “Deposit plan 3, 6, 12” work?
Say, you have LTL 6000 available for saving and decide to place a term deposit in DNB Bankas. We offer you to take the “Deposit plan 3, 6, 12” and place three term deposits of different terms: e.g., LTL 2000 in 3 months’ term deposit, other LTL 2000 in 6 months‘ term deposit, and the remaining LTL 2000 in 12 months‘ term deposit. In such case your interest received for the three deposits placed will be higher than standard interest by up to 0.90 percent in total. You can also divide the amount in two deposits with different terms, e.g. LTL 2000 for 6 months’ term and deposit the remaining amount for 12 months’ term. This way you will receive higher interest than the bank‘s offered standard interest.
The term deposits placed under the „Deposit plan 3, 6, 12” like any bank deposits up 100 000 Euros (LTL 345 280) are insured by VĮ Indėlių ir investicijų draudimas (Deposit and Investment Insurance) and secured by the State.
You can draw up the “Deposit plan 3, 6, 12” in any DNB bank’s branch. You are invited to use this opportunity and earn in DNB Bankas!
